Conventional Purchase 15 Year Fixed Rate  Rate  APR  Points  5.875%  6.121%  0.000% 30 Year Fixed Rate  Rate  APR  Points  6.625%  6.778%  0.000% Conventional Refinance 15 Year Fixed Rate  Rate  APR  Points  6.000%  6.242%  0.000% 30 Year Fixed Rate  Rate  APR  Points  6.750%  6.902%  0.000% FHA FHA 30 Year Fixed Rate  Rate  APR  Points  6.875%  7.654%  0.000% VA Purchase VA 30 Year Fixed Rate  Rate  APR  Points  6.625%  6.888%  0.000% VA Refinance VA 30 Year Fixed Rate  Rate  APR  Points  7.375%  7.765%  0.000%