Conventional
30 Year Fixed Rate
 Rate  APR  Points
 4.000%  4.175%  0.000%
15 Year Fixed Rate
 Rate  APR  Points
 3.750%  4.058%  0.000%
Government
FHA 30 Year Fixed Rate
 Rate  APR  Points
 4.125%  5.248%  0.000%
VA 30 Year Fixed Rate
 Rate  APR  Points
 3.625%  3.978%  0.000%
USDA 30 Year Fixed Rate
 Rate  APR  Points
 4.375%  4.904%  0.000%